Privacy Policy · Política de privacidad · Política de privacidade

Updated / Actualizado / Atualizado: 2026-10-02

Business Survival Score is provided by the JFCarpio.com team. This policy covers the website at business-survival-score.jfcarpio.com and the Business Survival Score plugin for ChatGPT.

1. Data we collect

Only what you type or import: eight aggregate business metrics (cash runway, CAC payback, burn multiple, gross margin, working capital ratio, largest customer share, operating cash flow to debt service, capital efficiency) and your language choice (EN, ES or PT). We do not ask for your name, email, account, bank access, credentials, customer records or payment details, and we do not use cookies, advertising trackers or analytics.

2. How we use it

Solely to calculate and display your score and the metrics to review first. We do not use your data for advertising, profiling, selling, or training models.

3. Who receives it

On the website, your metrics never leave your browser. In ChatGPT, the metrics pass through OpenAI to our calculation server, hosted by Cloudflare. As with any website, Cloudflare and OpenAI handle network metadata such as your IP address and request time to deliver the service, under their own privacy policies; we do not collect or keep it. We share data with no one else.

4. How long we keep it

We keep nothing. The server calculates the result in memory during the request and discards it; there is no database and no application logging of your metrics. In the browser, reloading the page clears everything. Your ChatGPT conversation may keep the tool inputs and results according to your OpenAI settings.

5. Your controls

You choose what to enter and can leave at any time. Use Export to save your own copy as a file on your device. Delete or manage ChatGPT conversations in your OpenAI settings. Because we store nothing, there is nothing for us to delete; for any privacy question, contact us at the link below.

6. Changes

We will update the date on this page when this policy changes.

Español

Proporcionado por el equipo de JFCarpio.com. Datos: solo ocho métricas agregadas de negocio y tu idioma; sin nombre, correo, cuenta, banco, credenciales, cookies ni rastreadores. Uso: únicamente calcular y mostrar tu score; nunca publicidad, perfiles, venta ni entrenamiento de modelos. Destinatarios: en la web, nada sale de tu navegador; en ChatGPT, las métricas pasan por OpenAI a nuestro servidor en Cloudflare, que las tratan según sus políticas; nadie más. Retención: ninguna; el cálculo se hace en memoria y se descarta, sin base de datos ni registros. Tu conversación de ChatGPT puede conservarlas según tu configuración de OpenAI. Controles: tú decides qué ingresar, puedes exportar tu copia y gestionar tus conversaciones en OpenAI. Consultas: enlace de contacto abajo.

Português

Fornecido pela equipe de JFCarpio.com. Dados: apenas oito métricas agregadas e seu idioma; sem nome, e-mail, conta, banco, credenciais, cookies ou rastreadores. Uso: somente calcular e exibir seu score; nunca publicidade, perfis, venda ou treinamento de modelos. Destinatários: no site, nada sai do seu navegador; no ChatGPT, as métricas passam pela OpenAI até nosso servidor na Cloudflare, que as tratam segundo suas políticas; ninguém mais. Retenção: nenhuma; o cálculo é feito em memória e descartado, sem banco de dados ou logs. Sua conversa no ChatGPT pode guardá-las conforme suas configurações da OpenAI. Controles: você decide o que inserir, pode exportar sua cópia e gerenciar conversas na OpenAI. Dúvidas: link de contato abaixo.

JFCarpio.com · Contact / Contacto / Contato: report an issue